Best Pet Insurance Companies in the UK

There are many factors to consider when owning a pet, like an insurance policy, etc. Like

There are many factors to consider when owning a pet, like an insurance policy, etc. Like kids, pets can become injured, sick, or injure other pets out there. Such realities milk off your savings and even ruin your financial plan, especially if you don't have a suitable plan in place. 

Thanks for Animal Friends Pet Insurance UK! The insurance prevents clients from paying much amounts when a problem arises.  But the amount you’ll need to pay will depend on the provider’s service.  It’s essential to insure your pet while still young because the older the pet, the higher the premiums.  Here is the list of the pet insurance companies in the UK;

PetPlan Pet Insurance

PetPlan Pet Insurance is the best pet insurance UK. The insurer offers policies to a large number of pets including rabbits, dogs, horses, and cats. Unlike other exotic pet insurance UK, PetPlan Pet Insurance covers exotic animals.

The insurer paid out 338 million pounds for claims back in 2019.  Once you become one of their members, you pay your policy directly without any fee. The company works with other reputable veterinary providers, especially ones with good customer reviews and support.

Pros

·         Claims are paid quickly

·         UK’s top pet insurer

·         Good policy

·         Highly recommended by clients

·         Covers a wide variety of pets

Cons   

·         Their service is much more costly

Tesco Bank

Most of the best UK pet insurance doesn't provide new policies to older pets, but Tesco Bank does. The insurer provides 4 levels of coverage at an affordable rate, which makes many customer resorts to it. Plus, Tesco Bank doesn't charge for a policy cancellation fee, like other pet insurance companies UK.

Pros

·         24/7 customer support and live chat

·         Good for older pets

·         No cancellation fees

·         Four levels of policy

·         Discount for Clubcard members

Cons

·         Fees may rise once your pet turns 8 years

·         high premiums

ManyPets 

ManyPets was popularly known as BoughtByMany. The insurer precisely offers dog and cat insurance policies only.  It also covers vet expenses for cats between $3,000-1$5000 and cats are $15,000.  The company doesn’t charge policy cancellation fees. Again, it’s the best pet insurance for older cats UK.

Pros

·         Covers conditions more than 2 years before starting the policy

·         15,000 pounds vet fee cover

·         They provide a wide range of varieties for cat owners

·         Pets on the same policy will receive a discount

Cons 

·         They only cover dogs and cats

VetsMediCover

VetsMediCover is another best pet insurance in the UK that provides a wide array of options: Gold, Diamond, Silver, and Platinum.

The insurer offers annual cover for vet expenses on the Diamond option is 10,000 pounds. On the other hand, the Sliver option covers around 2,000 pounds.  The company has responsive customer support to guide new clients through the application process. The provider also offers services like treatment suggestions or vet referrals. However, the insurer doesn’t cover older pets but covers pre-existing conditions if treatment or symptoms haven’t been presented within 2 years.

Pros  

·         24/7 online customer support

·         Affordable

·         Cover pre-existing conditions

·         They offer monthly installments

Cons  

·         Don’t cover older pets

Direct Line

Direct Line is the best pet insurance for dogs UK that offers multi-pet household policies. The insurer provides 12.5% discounts to customers with many pet policies. The company also provides car insurance, home, and business, so it’s easy to manage your policies under one umbrella company. Direct Line offers a pocket-friendly policy from 7 to 4,000 pounds.

Pros 

·         The most affordable service provider

·         Direct payments to vets

·         12.5% multi-pet discount

·         Two cover options are available

·         Benefit for customers buying from Pets Drugs Online

Cons

·         Low coverage

More Than Pet Insurance

More Than Pet Insurance is suitable for people seeking accident-only animal friends pet insurance UK. As the best pet insurance provider UK, it offers the most affordable options.  The insurer has 3 main options: Basic, Classic, and Premier.

The insurer provides emergency options, especially for clients who like taking holidays with their pets.  This exotic pet insurance UK offers 24/7 customer support and live chat.  Plus, it provides discounts on the multi-pet plan.

Pros

·         Unlimited cover options

·         24/7 customer support

·         Multi-pet plan discount

·         Accidently only policy

Cons 

·         Extra expenses for pets older than 9 years

·         Dental care covers high policy only

Petsure

Petsure is the best pet insurance in the UK that offers affordable policies regardless of pets’ age or pre-existing health issues. The insurer has great customer support that helps customers through the registration process or solving issues that arise with their system. Unlike any other pet insurer UK, Petsure covers dogs and cats from the age of 4 weeks and doesn’t have any age limit.

The company covers pets with pre-existing conditions at a high premium. Also, it offers a multi-pet insurance policy. This policy allows policyholders to choose either optional extras or excess packages that match their needs. The insurer allows holders to pay their vet bills directly without additional fees.

Pros 

·         Tailored cover

·         No upper age limits

·         No compulsory

·         Helpful customer service

·         Multi-pet cover

Cons

·         They could pay better attention to detail

Agria Pet Insurance

Which is the best pet insurance UK? Agria Pet Insurance is the best pet insurer budgeter. As a budget pet insurance, it allows clients to choose packages that match their needs. The provider also covers vet bills up to 12500 pounds.

The good thing about Agria Pet Insurance is that it has many pet veterinaries holding animal-related qualifications. The insurer won the Moneyfacts Consumer Award back in 2018. However, it doesn’t sell new plans to older pets.

Pros    

·         97% of claims paid

·         Most trustworthy pet insurance in the UK

Cons   

·         Don’t offer new policies for older pets  

Frequently Asked Questions

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